R - Realize Your Lifestyle
First, decide what is important to you. Do you want to take care of your family, your parents, donate to charity, have a huge savings account? Then think about all the fun stuff you want; brunches, vacations, shoes. What else do you see when you close your eyes and dream about your life?
Write down what comes to mind.
Are you spending your money in a way that aligns with your values? Are you living the life of your dreams?
Maybe you are telling yourself that you don’t have enough money, that things are too expensive for you or that now isn’t the right time?
Why can’t now be your time? If you haven’t tackled your numbers, you won’t know if you have enough money or if things really are too expensive. Not knowing how much debt you have, and how much you have saved for the future, just leaves you guessing about how you stack up.
Now, assign value to what you wrote down and list them below.
My Top 3 Priorities & My Top 3 Wants.
What you listed about is how you should be spending your money. If you are spending money on eating out when you really want to be healthy and fit, now is the time to change it. Maybe you don’t realize that you are spending $400 a month on drive-thru food.
Sit down and come up with a budget to cover expenses, assess your debt and savings. Then, start adding in the luxury items.
Sometimes you need a reset and this is a great time for it What reset do you need? A reset from friends, from stuff or old habits, a reset on living arrangements. Or maybe you're needing a fresh start with your budget?
Realizing your lifestyle means re-accessing what it is and what you want it to be.